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Business Credit Principles & Financial Statement Analysis 2: Credit and Risk Assessment
Thinking of earning a certification in 2025? Need to brush up on your risk assessment skills?
Consider completing one of our two powerhouse certificate courses during Credit Congress. In Cleveland, we offer two options: Business Credit Principles and Financial Statement Analysis 2: Credit and Risk Assessment. Both are full-day courses, which start on Saturday, May 17 and end on Wednesday, May 21. Participants must attend all five segments of the course and must complete the exam offered on the final day, Wednesday afternoon, May 21, to pass the course.
Successful completion of the Business Credit Principles course satisfies one of the three required courses for the Credit Business AssociateSM (CBASM) designation. Financial Statement Analysis 2: Credit and Risk Assessment (FSA2) is an excellent preparatory class for the Certified Credit Executive® (CCE®) designation exam and is also a core course for NACM’s Certified Credit and Risk AnalystSM (CCRASM) designation.
A certificate course fee of $429 along with the purchase of the course textbooks are required in addition to the Full Delegate registration fee.
Business Credit Principles Certificate Course Details
A comprehensive course for credit analysts and CBA applicants. Successful completion of the Business Credit Principles course satisfies one of the three CBA course requirements.
About the Course
This intensive course offers a comprehensive look at the credit function. Upon successful completion, you will understand the role of credit in financial management, the components of effective credit department systems and procedures, specific government regulations that pertain to business credit, credit and policy procedures, selling terms, negotiable instruments, the Uniform Commercial Code, credit investigations, financing and insurance, business credit fraud, factors associated with credit limits, out-of-court settlements, and bankruptcy.
Course Overview
Using the textbook, Principles of Business Credit, 8th Edition, published by NACM, participants will receive in-depth exposure to:
- Credit in the Business World
- Credit in the Company
- Organizing the Credit Department
- The Credit and Sales Partnership
- Legal Forms of Business
- The Legal Environment of Credit
- The Uniform Commercial Code
- Credit Policy and Procedures
- Credit Applications
- Terms and Conditions of Sale
- Credit Investigations
- Business Credit Fraud
- Making Credit Decisions
- International Trade
- Financing and Business Insurance
- Negotiable Instruments
- Bankruptcy Code Proceedings
- Bankruptcy Alternatives
Course Prerequisites
There are no prerequisites for this course.
FSA2: Credit & Risk Assessment Course Details
FSA2 is an excellent preparatory class for the CCE designation exam and is a core course for NACM’s CCRA designation.
About the Course
This intermediate financial analysis course has been designed for credit analysts, risk analysts, and managers seeking a comprehensive understanding of what’s behind the numbers in financial reports. It is designed to improve the credit & finance professional’s ability to analyze and interpret financial statements leading to quality credit risk assessment. The program gives equal weight to the process of financial reporting, the analysis and interpretation of financial statements, and the steps required to document a quality credit line recommendation.
Course Overview
Using the textbook, Financial Reporting and Analysis – Custom Edition, by Charles H. Gibson, participants will receive in-depth exposure to:
- Investments: Short-and Long-term
- Receivables
- Inventories and Valuation Methods
- Fixed Assets and Depreciation
- Financing: Debt and Equity
- Financial Reporting for Leases
- Income Tax Reporting
- Ratio Analysis
- Cash Flow Analysis
- Credit Risk Assessment
Course Prerequisites
It is strongly recommended that participants have completed a Basic Financial Accounting course. To participate actively and gain the most from this course, students will need to join this class with a firm understanding of accounting concepts. Also, it is recommended that Financial Statement Analysis 1 be completed before this course.
Find out how to earn the Certified Credit & Risk Analyst (CCRA) certification by completing this FSA2 course!
The schedule is subject to change without notice.