The 125th Credit Congress & Expo is scheduled to be held May 19-22, 2021 in Kansas City, Missouri. We realize that times are uncertain but we also know the importance of the conference to our members and NACM as an organization. We are planning to present the same amazing event in person as we always have. With this in mind, we also understand that some people may not be willing or able to travel; therefore, we will also be presenting a unique, abridged online event June 8-10. The online conference will have a small library of recorded sessions and ongoing live programming in addition to an Expo. As you complete this proposal, please be forthright about your ability or interest in participating in each separate event. As we begin building our program, it is essential that we have a clear understanding of how to include your particular session should it be selected.